Individual and Family Health Insurance (Obamacare)
At Alvarez Insurance Group we help individuals and families get affordable, quality health coverage through the Health Insurance Marketplace, also known as Obamacare. Whether you don’t have employer coverage, qualify for government assistance, or are simply looking for a better option, we’re here to guide you every step of the way.
What Is the Health Insurance Marketplace (Obamacare)?
The Health Insurance Marketplace, created under the Affordable Care Act (ACA), offers medical plans at reduced costs for:
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Individuals without employer-based insurance
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Families in need of comprehensive coverage
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People with low or moderate incomes who qualify for government subsidies
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Legally present immigrants
Marketplace plans include coverage for:
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Doctor visits
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Emergency services
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Hospital stays
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Prescription drugs
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Preventive care and vaccines
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Mental health and more
Our Services
At Alvarez Insurance Group, we provide:
✅ Free, personalized guidance to find the right plan for you
✅ Subsidy calculations based on your income and household size
✅ Fast and secure enrollment online or with an agent
✅ Annual plan renewals or help when your situation changes
✅ Plans for every budget, including $0/month options if you qualify
We Work with All Major Marketplace Insurance Companies
We represent top government-approved health insurance providers, including:
-Ambetter, Oscar, Molina, AmeriHealth Caritas, Cigna, Aetna, UnitedHealthcare, and more.
Why Choose Us?
✔ Certified, experienced agents specialized in Marketplace coverage
✔ Reliable support with no pressure or commitment
✔ No cost to you – we are authorized by the government to assist you for free